Graham Stephan Net Worth: How Much Is He Really Worth?

Graham Stephan is a YouTube star, real estate agent, and investor who has amassed a fortune through his multiple income streams.

He is known for his frugal lifestyle and his passion for personal finance and investing.

But how much is he really worth?

Image of Graham Stephan Net Worth
Graham Stephan’s Net Worth | photo courtesy | Getty Image


In this article, we will explore Graham Stephan’s net worth, income sources, and spending habits.

How does Graham Stephan make money?

Graham Stephan has several income sources that contribute to his net worth.

Here are some of the main ones:


Graham Stephan has five YouTube channels with over 6 million subscribers.

His main channel is about personal finance, investing, and real estate.

The Graham Stephan Show features reactions, The Iced Coffee Hour is a podcast, Graham Stephan After Hours is for random videos, and Graham Stephan Shorts is for short clips.

His channels earn an estimated $499,200 to $7.98 million annually.

Real estate

Graham Stephan is a licensed real estate agent who works for The Oppenheim Group in Los Angeles.

He specializes in luxury properties and has sold over $130 million worth of real estate since 2008.

Graham has also invested in six rental properties that he manages himself.

According to his interview with CNBC Make It, Graham Stephan earns about $500,000 per year from his real estate commissions and rental income.

Sponsorships and affiliates

Graham Stephan also makes money from promoting various products and services on his YouTube videos and social media platforms.

Some of his sponsors and affiliates include:

  1. Webull
  2. Audible
  3. Skillshare
  4. Fundraise
  5. Ladder Insurance
  6. Yotta Savings, and more.

He usually offers a discount code or a free trial to his viewers who sign up using his link.

According to his interview with Business Insider, Graham Stephan earns about $1.5 million per year from sponsorships and affiliates.


Graham Stephan has created two online courses that he sells on his website.

The first one is The Real Estate Agent Academy, which teaches aspiring real estate agents how to start and grow their careers.

The second one is The YouTube Creator Academy, which teaches aspiring YouTubers how to grow their channels and monetize their videos.

According to his interview with Business Insider, Graham Stephan earns about $1 million per year from selling his courses.

How does Graham Stephan spend money?

Graham Stephan is known for being very frugal and saving most of his income.

He lives below his means and avoids unnecessary expenses.

Graham follows a simple rule: spend less than you make and invest the difference.

Some of the things that Stephan refuses to spend money on are:

  • Coffee: Graham Stephan makes his own iced coffee at home for 20 cents per cup instead of buying it from Starbucks or other coffee shops. He even launched his own coffee brand called Bankroll Coffee to help people save money on coffee.
  • Cars: Stephan drives a 2017 Tesla Model 3 that he bought for $78 per month after trading in his old car and using tax incentives. He also owns a 1996 Porsche 911 Carrera that he bought for $32,000 in cash as an investment.
  • Clothes:  Stephan rarely buys new clothes and prefers to wear simple and comfortable outfits. He also gets free clothes from some of his sponsors and affiliates.
  • Housing: Stephan lives in a 3,900-square-foot house in Las Vegas that he bought for $1.4 million in cash in 2020. He moved from Los Angeles to save money on taxes and living expenses.


Stephan is an example of someone who achieved financial success by working hard, saving smartly, and investing wisely.

He has multiple income sources that allow him to live comfortably and grow his net worth.

Graham also lives frugally and avoids spending money on things that don’t add value to his life.

Stephan’s net worth is estimated to be between $7 million and $25 million as of 2023.

However, he doesn’t focus on the number but rather on the lifestyle that it enables him to have.

He enjoys sharing his knowledge and experience with others through his YouTube videos and courses.

Stephan also enjoys spending time with his girlfriend Macy and their three cats Ramen, Alfredo, and Jack.

Graham Stephan’s net worth is not a fixed amount but a reflection of his choices and actions.

He proves that anyone can achieve financial freedom by following some simple principles and habits.

Graham also shows that money is not the end goal but a tool to create the life that you want.